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Policy & Procedure Page 1 of 11
Lexington Police
Department
Subject: Bank Robberies/Alarms
Policy Number:
42M Accreditation Standards:
Reference: 81.2.13 Effective Date:
11/1/10
New
Revised
Revision
Dates:
1/24/19
By Order of: Mark J. Corr, Chief of Police
The Municipal Police Institute, Inc. (MPI) is a private, nonprofit charitable affiliate of the
Massachusetts Chiefs of Police Association. MPI provides training and model policies and
procedures for police agencies. This policy is an edited version of MPI Policy 2.11, “Bank
Robberies.”
GENERAL CONSIDERATIONS AND GUIDELINES
Although this policy serves as a guide for police personnel in responding to bank
alarms and reports of bank robberies, it is equally valid for responding to alarms and
robberies at retail establishments.
Responding to an alarm of a bank robbery in progress requires the highest level of
professional competence on the part of a police officer. [S]he must be keenly alert and
prepared to meet a potentially dangerous situation.
The police are particularly concerned with the possibility of physical harm to innocent
persons in a confrontation between police officers and armed robbers trapped inside a
bank. This may include hostages, police personnel, innocent bystanders and others
at the scene.
If a hostage situation should develop at the scene of a bank robbery as a result of the
swift arrival of the police, Department policy 46C-Hostage Negotiations should be
immediately implemented. The senior officer on the scene shall take command until
relieved by a superior officer during an emergency. The primary consideration in such
cases shall be the safety of the hostages and of the police personnel and others
present at the scene. This priority should be foremost in the minds of all police officers
and guide every tactical decision made during such a confrontation.
It is the policy of the Lexington Police Department to respond to all bank alarms.
Even when a bank employee indicates in a verification call that the alarm is
false, the Department shall nevertheless respond to each and every bank
hold-up alarm as if it was genuine, until officers have verified that the alarm
was false with a face to face encounter with the manager or designee.
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When responding to robbery alarms at financial institutions, officers shall
follow the procedures set forth in this policy in order to enhance the possibility
that the criminals are apprehended and observe proper precautions for the
safety of officers, bank employees and bystanders.
PROCEDURES
A. Dispatcher/Desk Officer Responsibility
1. ALARM: Upon receiving a report of a bank hold-up alarm, the call taker
must obtain information for responding officers prior to their arrival at the
scene. Such pertinent information includes but is not limited to the
following:
a. Number of subjects;
b. Armed or not armed;
c. Physical description;
d. Are subjects still in the bank;
e. Direction of travel;
f. Description of Vehicle, if observed.
2. Dispatch Police Personnel to the Scene:
a. Advise officers to begin a response with the information available,
and update responders as more becomes known.
b. Dispatch sufficient police personnel to the scene, preferably two
units and a patrol supervisor, if available.
c. Notify the supervisor.
d. Even when it is stated that the alarm is false, the police shall
nevertheless respond to each and every bank hold-up alarm as if
it were genuine, until police have verified that the alarm was false.
3. Verification: The Dispatcher, Desk Officer or the Officer-in-Charge shall
telephone the bank and inform the answering bank employee that a bank
hold-up alarm verification is being made by the Police Department and
ask whether a robbery has occurred or is in progress.
a. Alarm verifications should not be considered totally foolproof as
the robbers may answer the telephone, or the answering bank
employee may be under the direct control of the robbers.
b. If the answer received to an alarm verification call is that the alarm
is false and that no robbery is occurring or has occurred:
i. Ask to speak with the Bank Manager or Supervisor.
ii. Instruct the Bank Manager to meet the responding officers
outside of and away from the bank building.
iii. Obtain a name and description of the Manager including a
clothing description and advise responding officers.
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iv. Stress the fact that the responding officers will assume that
a bank robbery is in progress unless they are promptly met.
c. If an alarm verification call to the bank is not answered, it may
indicate that a robbery is in progress and that the hold-up alarm
may be valid. The Dispatcher shall continue to call the bank to
verify the status of the alarm. And notify officers that no one is
answering the phone.
d. The Dispatcher or Desk Officer shall immediately notify the officers
responding to the scene of any additional or supplementary
information received, particularly any information as to the number
of robbers, their description and whether they are armed or not.
4. Phone Reports: If the Dispatcher or Desk Officer receives a report of a
bank robbery by telephone, [s]he should take the following action:
a. The caller should be kept on the line while officers are dispatched
to the scene.
b. If the robbery is over and the robbers have left the scene, obtain
the best possible description of the suspects, direction of flight,
and vehicle description, and broadcast this information
immediately to the responding officers.
c. If the robbery is in progress and the robbers are still at the scene,
obtain the details quickly; notify the responding officers
immediately; and dispatch sufficient backup officers and arrange
for a Superior Officer to respond to the scene.
5. The Dispatcher or Desk Officer should be alert for calls that may be used
as a diversionary tactic by criminals who may falsely report the need for
police assistance at a nonexistent accident, fire or other emergency in
order to draw police units away from the scene of the planned robbery.
6. Once it has been determined that the bank robbers have fled, notify
adjacent police departments to cover all possible escape routes, and
provide these police agencies with all available descriptive information
for this purpose. Notifications should also be made to the State Police
and the F.B.I.
7. It is not uncommon for a second back robbery to take place shortly after
the first. Officers not assigned to the investigation, should not
congregate at the scene when banks, at more remote locations, may be
at risk.
B. Police Response
1. Response to the Scene
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a. Officers responding to the scene of a reported bank robbery shall
proceed to the location as quickly, directly and safely as possible,
following all departmental instructions for safe driving procedures
under emergency circumstances.
b. Their approach to the immediate scene should be as discreet as
possible to achieve the element of surprise.
i. Minimize the use of the siren and emergency roof lights as
they could alert the robbers of the presence of the police
and create a possible hostage situation.
c. While in route to the scene, officers shall be alert for:
i. Further information from the Dispatcher;
ii. A possible getaway car traveling towards them;
iii. Suspects switching cars on a side street or in a public
parking area; and
iv. The presence of a lookout or a possible getaway car in the
vicinity of the bank.
d. Every effort should be made to apprehend any such car and driver,
taking all necessary safety precautions in so doing. (Pursuit, if
any, shall be in accordance with Department policy 41-D High
Speed Pursuits.)
2. Upon Arrival
a. All officers shall avoid the impulse to take immediate action, and
no police tactics shall be initiated that might unnecessarily
endanger their own safety or the safety of bank employees,
customers and the general public.
b. The first responding officer(s) should take a safe position, using
any available cover to observe the entrances of the bank and:
i. NOT approach the bank;
ii. Report observations to the Supervisor, Dispatcher, and other
responding officers; and
iii. Await the assistance of backup officers.
c. Additional responders should, unless otherwise directed by a
supervisor:
i. Take positions to observe the bank until all of the exterior
exits and windows of the bank building are under police
observation.
ii. Report any pertinent observations.
d. Officers shall prevent entry of civilians into the bank.
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e. Persons leaving the bank shall be detained to ascertain if a
robbery has taken place and, if they were involved, to identify
them as potential witnesses, and to interview them for information
on what is occurring in the bank.
f. Police vehicles parked unattended at or near the scene should not
be left with motors running or with keys in the ignition. Vehicles
should be concealed, if possible.
g. Unless the robbers attempt to flee from the bank, all officers at the
scene should await the arrival of a Superior Officer who will take
charge and evaluate the situation. The senior officer on scene will
be in charge until a superior officer arrives.
3. False Alarm Verification: If the alarm is reported to be false, officers must
verify the false alarm before entering the bank.
a. The bank manager or other employee will be directed by the
dispatcher to meet an officer outside of the building.
i. The officer meeting the manager should do so from a position
that provides cover and cannot be observed from inside of
the bank, if possible.
ii. The bank employee should approach the officer rather than
the officer approaching the employee.
iii. Observe the employee, and compare the description and
clothing of the employee with that described by the
dispatcher.
b. Verify and report to dispatch the employee’s name.
c. Ascertain if anything unusual is occurring in the bank.
d. Report findings to the Dispatcher and advise the Commanding
Officer or Patrol Supervisor prior to accompanying the employee
into the bank.
e. Remain vigilant upon entering the bank, observing the behavior of
persons inside.
f. Verify that all is well within the bank before leaving the bank.
g. Report the bank status and officers’ findings to other units and
dispatch.
4. Robbery in Progress
a. An efficient bank hold-up alarm system and a rapid response by
police officers dispatched to the scene can result in trapping the
criminals inside the bank. An armed confrontation of this kind
should be avoided if at all possible.
b. No police officer should enter the bank premises while the robbers
are still inside, unless so directed by a superior officer.
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c. Officers should allow suspects to exit the bank and move to a
location where they cannot retreat back into the bank before
attempting to place them in custody.
d. Every effort shall be directed towards apprehending the suspects
after they have left the bank premises, with the least possible
danger to the officers themselves or to the public.
5. Bank Robbery Resulting in Hostages Taken
a. See Department policy 46C-Hostage Negotiations for more
detailed information.
b. Patrol units shall maintain security around the perimeter of the
building, keeping the building exits and windows in observation.
c. An outer perimeter shall be established, as directed by a
Supervisor.
d. Officers should avoid taking any direct action until specially trained
units arrive unless an active shooter situation develops. An active
shooter situation requires an immediate police response.
6. Robbery and Suspects Have Left the Scene
a. When it has been definitely determined that a bank robbery has
occurred and that the perpetrators have left the scene, the
Dispatcher or Desk Officer shall be notified as soon as possible of
the description of the suspects, their method and direction of flight,
and all other pertinent information. This shall be immediately
broadcast to:
i. All police patrol units;
ii. Other area Police Departments; and
iii. State Police.
b. The Dispatcher should also send out an administrative flash
message over LEAPS to alert outlying police agencies.
c. Officers conducting the preliminary investigation shall do the
following:
i. Assess the situation inside of the bank.
ii. Instruct bank employees to lock the bank doors and allow
only authorized persons to enter or leave.
iii. Report finding to other units.
iv. Tend to any injured persons.
v. Separate witnesses to keep them from discussing the
incident:
(a) If such witnesses must be allowed to leave the scene
because of medical needs, obtain their names,
addresses and phone numbers for the follow-up
investigation.
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(b) If a particularly valuable witness is removed from the
scene due to medical needs, assign one officer or
investigator to accompany that witness, and obtain
pertinent information from the witness as soon as it is
safe to do so, given the witness' condition.
vi. Preserve the crime scene and any areas involved from
contamination, i.e. countertops, notes and any other type
of surface that had been or may have been handled by the
robbers to ensure the integrity of evidence retrieval.
Request copies of surveillance videos and still images of
suspects for investigators but do not expect that
information to be made available immediately.
vii. Remain on scene until relieved by an investigating officer.
viii. Prepare and submit a full report in accordance with
department procedures.
ix. For more detailed information, see Department policy
41I - Preliminary Investigations.
d. The Commanding Officer will have, as soon as possible, an
available unit notify in person every other bank and credit union
in the town. A list of these locations is found in the form of a
word document on the G-Drive titled “BANK LIST.”
C. Off Duty Police Officers
1. An off duty police officer in a bank during a robbery should avoid
identifying him or herself or challenging the robber(s) unless it becomes
necessary to protect the life of the officer or an innocent person.
2. Police officers should make a mental note of observations of the
suspects and provide responding police officers with that information.
3. The officer may take charge of the bank after the suspects have left,
securing the doors, protecting the crime scene, and separating
witnesses.
DISCUSSIONS WITH BANK OFFICIALS
A. Working with Bank Officials
The Chief of Police or other designated superior officers may establish a
dialogue with bank officials, at some point, for the purposes of addressing and
responding to false alarms, deterring robberies (target hardening), and
preserving evidence in the event that a robbery does take place. Banks can
work toward these ends through equipment, practices and training. The
following are a few common and suggested practices for banks. This
information is equally pertinent to other high risk facilities, such as jewelry
stores.
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B. Equipment
1. Install bullet-resistant, robbery deterrent barriers, which provide for clear
visibility but furnish protection for bank employees behind the teller
counter and in office areas, and keep unauthorized persons from
entering private bank areas.
2. Utilize high quality security cameras and digital video recorders.
a. Cameras should be positioned at entry and exit points to capture
facial images of persons entering and exiting the bank.
b. Area cameras should be set up to display the movement of
persons who are not actually at the teller window, inside of the
bank.
c. Video should display in an occupied office in an area of the bank,
which is not readily accessible from the bank lobby, if available.
d. Banks should consider a camera displaying the teller and
customer areas that have the ability to be observed at the police
station. This will give police the opportunity to see what is going
on in that area of the bank in the event of an alarm or robbery.
3. Bank officials should be advised of the particular vulnerability to robbery
of bank customers using automatic teller machines (ATMs). Bank
officials and customers should be informed of crime prevention
techniques and encouraged to report suspicious persons or
circumstances involving ATMs to police.
C. Practices
1. Employ uniformed security guards or detail officers as a robbery deterrent,
especially in high crime areas, but especially during holiday seasons.
2. Avoid any window displays, window signs, etc., which may block the clear
view of the bank interior from the outside and enable robbers to operate
without being publicly observed.
3. Utilize a team operation of at least two bank employees to open and close
the bank premises, morning and evening, to avoid being surprised by
robbers at these vulnerable times.
4. Conduct regular cleaning of counters and doors where customers conduct
business to improve the likelihood of obtaining quality fingerprint
evidence.
5. Encourage direct and obvious observation and interdiction of suspicious
“customers” by bank managers, i.e., approaching a suspicious
“customer” and asking if they need help.
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6. Develop policies prohibiting the wearing of hoods, facemasks, and other
concealment clothing by customers.
7. Arrange a daily visitation to all banks by on-duty patrol officers, at varying
times and with no set pattern, to discourage bank robberies. This practice
can create a degree of familiarity and personal recognition between bank
employees and police officers, which can be most valuable in the event
of a bank robbery emergency.
D. Training
1. All bank employees should be trained in methods and practices to
discourage robberies from occurring, thereby minimizing any injuries to
police, employees, and customers in the event that a robbery does occur,
and to obtain and preserve evidence and witnesses after a robbery has
occurred.
2. Alarm Operation
a. False alarms should be immediately reported to a bank supervisor
and the police.
b. Supervisory employees should be trained in alarm verification
procedures with police in the event of a false alarm.
c. All bank employees should be trained in the proper operation of
alarms in the areas where they work or supervise.
d. The bank hold-up alarm should be activated, as soon as it can be
done safely, whenever it is known that a robbery is being
attempted or is in progress.
e. Employees should carefully follow bank directives regarding the
use of "bait money,” “GPS tracking,” and "red dye" devices.
f. Bank hold-up alarm drills should be conducted periodically, with
the assistance of the police, to familiarize all bank personnel with
their responsibilities and to minimize the human error factor.
3. Employee Vigilance
a. Any information regarding suspicious persons or suspicious
activity observed in or around the bank building should be brought
to the attention of a bank supervisor and the police.
b. Employees should be observant of persons inappropriately
dressed for the weather, or excessively concealed by hats,
glasses and other clothing.
c. Informational flyers, developed by bank security services and
distributed by regional banks should also be distributed to the local
police.
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4. Robbery Procedures
a. Victim resistance in a bank robbery can trigger sudden violence.
Employees should not do anything that could endanger their own
safety or the safety of others.
b. They should follow the directions of the robbers carefully as any
unexpected action on their part can precipitate violent action.
c. They should carefully but cautiously observe the robbers and
note:
i. Their physical description (a physical description form should
be filled out immediately while the incident is still fresh in
the witness' mind);
ii. Voice identification;
iii. Method of operation;
iv. Names if mentioned; and
v. Any other details that can aid in the police investigation.
5. Post-Robbery Procedures
a. Employees should remain in their places until certain that the
robbers have left the bank premises and all danger has been
removed.
b. They should close and lock all bank entrances as soon as it is safe
to do so.
i. Robbery suspects may not re-enter the bank.
ii. Unauthorized persons may not enter.
ii. Customers, employees, and witnesses may not leave.
c. An employee should telephone all details of the robbery directly to
the Police Department including, if possible, a description of the
getaway car.
d. Employees should safeguard the crime scene and any possible
physical evidence until the arrival of the police. Countertops,
notes which were passed, or anything which was touched by the
robbers should be left alone until police can secure the scene.
6. Alarm Procedures
a. One of the most important considerations should be the
assignment of a bank employee to leave the bank premises when
a bank hold-up alarm has been activated, if this can be done
safely, and to proceed to a predetermined location to meet the first
police officer to arrive, and to notify that officer of the source and
purpose of the alarm.
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b. If the robbery alarm is false, the officer can be quickly informed,
and [s]he can then take appropriate police action to determine if it
is in fact a false or needless alarm.
c. If it is an actual robbery alarm, the employee assigned to meet the
police outside the bank can quickly alert the officer and furnish as
much helpful information as possible.
d. If a robbery alarm has been activated and there is no bank
employee outside to meet the responding police officers, the
officers will then have reasonable grounds to believe that a bank
robbery may be in progress and can act accordingly.
e. This procedure can save valuable time for the police in obtaining
a quick description of the robbers; any vehicle used, the direction
of flight, etc., so that pursuit can be initiated with as little delay as
possible.
f. It is the practice in certain banks for the bank employee assigned
as above to display a distinctive flag or banner of a bright pre-
determined color, to quickly alert the responding officers that a
false or needless alarm has been activated or that the robbery is
over and the robbers have left the scene.