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HomeMy WebLinkAbout2018-05-29-REPSC-min.ppt Residential Exemption Policy Lexington First Public Hearing May 2018 Presented by Mark V.Andersen 1 Committee Chair Committee Members Mark Andersen, Chair Sara Bothwell Allen Vicki Blier Howard Cloth Katie Cutler Thomas Whelan John Zhao Selectmen Liaison: Joe Pato 2 Committee Charge Preserving affordability for residents is the Board [of Selectmen's] top financial goal. This ad-hoc committee will. . .study the Residential Exemption and analyze if adopting the exemption could help reduce the property tax burden and make it easier for residents to remain in their 3 What is a Residential Exemption? A policy whereby owner-occupied residential properties receive a partial exemption from property taxes. 4 Key Question How would a residential exemption impact Lexington demographics? 5 What is the Exemption Process? 1 . Selectmen determine exemption amount 2. The residential tax rate is increased to offset the town's total exemptions 3. Owner occupied parcels subtract the exemption and then apply the revised tax rate. Other parcels apply the revised tax rate. 6 1 . Selectmen Set Exemption Amount Exempt 4 Exemption _ Per Owner Occupied Res. • Selectmen select exemption M Property rate (0-35%). • Exemption amount is the rate •, �::�1-11 uii, multiplied by the average parcel assessment , ��1� � .• FY2018 Average Assessment: $918,772 7 2. Residential Tax Rate is Increased • Assume $100,000 exemption • Assume 9,665 owner occupied 9,665 Owner Occupied# Assessed Value Pre-Exempt $ 9,952,138,700 Exempt from Assessment 966,500,000 Tax rate increased to keep total Taxablew/Exemption 8,985,638,700 tax constant. 3. Impact o n Taxes occupied « .« Assesse Value Difference • , !1 11 1 I I I` �w���� lui���l I.M I'I •.�" III �"l €€€ �G/O�///�, 000/ 000/ /n Residential exemption lowers taxes for some while raising for others 9 Who Might Have Lower Taxes? Under $1 ,000,000 Assessed Value: Occup,Jed O 61% of 1 Family Homes* 81% of 2 Family Homes y - - 93% of Condominiums y 10 Ripple Effects: What We Don't Know Impact on: • Ability of seniors (and others) to remain in Lexington • Rents • Number of Rental Units • Housing Prices • Tear Downs and Remodeling • Demographics (Renters / Owners) 11 Exemptions in Massachusetts 9 Cities — significant rental markets • Boston, Brookline, Cambridge, Waltham, Watertown... 5 Summer resort towns - significant non-resident ownership • Cape towns: Barnstable, Provincetown, Truro • Island towns: Nantucket, Tisbury 1 Other town • Somerset ----------------------------------------------- 2 cities discontinued Residential Exemption • Marlboro, Weymouth 12 Key Points - Residential Exemption • Selectmen have authority to set residential amount each year • Lexington tax revenue is unchanged (short run) • Tax burden shifts • Unknown Impacts: — Demographics (Seniors or others leaving Lexington) — Rents and Rental Units — Housing Prices — Residential Development 13 Format for Session Input • Questions: Please write down questions (We have distributed FAQs.) • Comment Period after Questions 14 5/29/2018 �,s.M4RW�W c aq�r m / p $� b APWl4Q"r Appendix 15 ,y MQRW/ ingle Fan-Hy Horne A: c ,sinents Mi 4 J, APW 14gr 96 1,069 • • r��„c%, i 902 L r f ';' 721 1 1 • • _1r,ry Median:edian:$888,000 479 Average:$44 ,422 :306 • • • J ,(, /%%%%%%%//%//%%/249 • • • /a 200 13,2 74 p 44 • 2G 26 o i9 0 35 'r. • . .. •��r� 0.,( ; 15 ,,aP�,ty r�A Ch-g, *� a V"(Illl Allmm 8 Condominium Impact ($100K Exemption) Color=Tax effect if owner occupied Count= Properties in assessment bucket, which if occupied would have this effect Properties notowner occupied wouldalways have negative impact(not shown) 17 Lexington, FY2018 Warning: Illustrations Pose Challenges! • Exemption % can be 0% to 35% • Average parcel assessments change • Tax rate increase depends on # owner occupied All Figures Shown Are Illustrative Only $100,000 Exemption Used — Modest Exemption Example 18