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LAND BANK LEGISLATION
REPORT OF THE CONSERVATION COMMISSION ON ARTICLE 41
OF THE WARRANT OF THE 1987 ANNUAL TOWN MEETING
WHAT IS LAND BANK LEGISLATION?
Land bank legislation authorizes a tax on the transfer of real prop -
erty, the proceeds from which are put into a separate account in the
town treasury and used for purchase and maintenance of land It is
'Home Rule' legislation, authorizing a local option tax, which means
that after acceptance by the local town meeting, it must be approved
by the state legislature and signed by the Governor
IS THERE A HISTORY OF SUCH LEGISLATION IN MASSACHUSETTS?
Nantucket , faced with development of its shoreline and open spaces
and a dearth of funds to purchase them and hold them in the public
domain, wrote and approved the first Massachusetts land bank legis -
lation Their bill was passed by the state legislature in 1983, and
a similar one for Martha's Vineyard was enacted in 1985 Many other
towns have passed, or are -writing their own versions of such a bill ,
but the legislature has not yet acted on any of them
WHY THIS NEW TAX NOW?
Open_ land, so important to our quality of life in Lexington, is a
rapidly dwindling and non-renewable resource of immense value to the
town Development is proceeding at a record pace As land values
have soared in recent years, it has become economically feasible to
develop smaller, more intractable parcels, and the value of the few
remaining large tracts of land has skyrocketed It is within this
context that the Commission is working to complete its master plan
for conservation land Of the remaining open space in town, the
Commission agrees 600 acres should be protected for its ecologic and
scenic value The Commission's five year capital budget projection
shows a need for approximately $1 million in each of the next five
years to make progress towards this goal The town budget cannot
absorb those costs within the constraints of Proposition 2 1/2
without making severe cutbacks in other services At the current
pace of development, most of the remaining open space will be gone
by 1995 or 2000 We must quickly find a way to preserve important
parcels of land before nothing but scraps are left A tax on the
transfer of real estate , the value of which reflects the quality of
life in Lexington, seems an appropriate vehicle for obtaining funds
to do so
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CAN WE EXPECT LEGISLATIVE ACTION ON OUR BILL?
Recently, the legislature has seemed to be headed towards producing
state enabling legislation , which would set uniform standards and
would be applicable to towns that choose to accept the legislation
The Conservation Commission agrees that even if the state legis -
lature chooses to set uniform standards, it is important for Lexing -
ton to put before them a bill carefully designed to fit our needs
We see flaws in the versions of state enabling legislation that have
been produced so far , and believe that a well drafted bill can be
influential in the production of a state act , even if not approved
as a separate home rule bill by the legislature
DID THE STATE TAX CAP REFERENDUM LAST NOVEMBER MAKE LAND BANK TAXES
ILLEGAL?
Not quite However, a major complication arises from that. referen -
dum, approved in last November's election The bill was much more
complicated than the ballot's wording would lead one to believe
Section 4 of the referendum states that if the state legislature
approves of any local option taxes, state tax revenues must be re -
duced by an amount as nearly equal as possible to the amount raised
locally by the tax Clearly, the legislature will not approve new
local option taxes unless this requirement is abolished Senator
Kraus has introduced a bill to amend the referendum by striking Sec -
tion 4 The Commission agrees that the more local pressure there is
to approve Land Bank legislation, the more likely the legislature is
to pass Senator Kraus's amendment
WHY SHOULD PART OF THE TAX PAY FOR LAND FOR HOUSING?
There is, at present , an increasing awareness of the need to provide
affordable housing within this town whose soaring real estate prices
are excluding all but the most affluent buyers Housing and open
space preservation have often been perceived as being in conflict ,
and the state itself has long tied its self-help reimbursements for
purchase of conservation land to the provision of low and moderate
income housing The need for legislative approval probably makes a
housing component a necessity All versions of enabling legislation
proposed up to this time have at least 20% of revenues designated
for housing; and Governor Dukakis, in supporting Land Bank
legislation, has advocated an even higher percentage for housing
The Conservation Commission first proposed keeping the bill strictly
a land bank bill , with BOX of revenues going to purchase
conservation land, and 20% allotted to purchase of land to use as
sites for low and moderate income housing We are persuaded,
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however, that the greater need at present is for funds with which to
purchase existing housing units to add to the stock of affordable 1
rental housing in town The bill as presented to town meeting will
allow both options P
WHAT ARE THE SPECIFICS OF THE PROPOSED LAND BANK LEGISLATION?
Sections 1-7 deal with the establishment and use of the two funds
Sections 8-11 deal with exemptions, payments and penalties 1
Section 12 is a legal formality, and Section 13 deals with
notifications etc necessary before the tax can be imposed, and
establishes a time for its becoming effective I
1 AMOUNT OF TAX --- A 1 % tax is proposed, with a $100,000
exemption for each transfer of residential property Using 1985
land transfer figures, this would bring in slightly over $1 Million
annually -There are 12 other exemptions listed in Section 8, most
of them taken from proposed state enabling legislation, including
transfers to the government or to charitable organizations,
divisions of marital assets, transfers without consideration within
an immediate family etc We have included as exemption (d) trans -
fers of "property sold at less than market value and subject to deed
restrictions ---° , so that sale of units such as those at Muzzey
school will not be subject to the tax
2 HOW WILL REVENUES BE DIVIDED BETWEEN CONSERVATION AND HOUSING?
--- It is proposed that 80% go into the Conservation Land Bank Fund
and 20% into the Housing Fund
3 HOW MAY THE CONSERVATION FUND BE USED? ---Section 4,
paragraphs 2-6, sets forth the provisions for use of this fund, and
Section 7 sets forth limitations on the use of lands purchased with
the fund The Conservation Commission may purchase land or
interests in land, but only after approval of a majority of the town
meeting, or in the case of bonded or eminent domain purchases, after
approval of 2/3 of the town meeting Proposed purchases must be in
accordance with a "Conservation Land Bank Plan' (see definitions)
The Commission may use the funds without prior town meeting approval I
for expenses incidental to land acquisition and to administration of
the fund (up to 10% of each year's Conservation Land Bank revenues) ,
and for maintenance and management of lands purchased with the fund
or owned previously (up to 10 % of each year's Conservation Land
Bank revenues) A provision is made for an Endowment Fund for land
management , into which currently unneeded management funds may be
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put so that money will be available for that purpose after the tax
is eventually abolished Allowance is also made for use of the fund
to .pay off previously authorized conservation debt
4. HOW MAY THE HOUSING FUND BE USED?--- This is covered in
Section 4, paragraphs 7-9 It is proposed that the Selectmen have
control over the housing fund They may purchase housing or land
without town meeting approval (unless bonding is necessary, in which
case a 2/3 vote of town meeting will be required) and turn them over
to the Housing Authority, Lexhab, or some other legal entity
established for this purpose When sites for housing are purchased,
the appropriate authority, being then owners of the property, will
be able to apply for state funds to draw up plans No town meeting
approval of the plans will be necessary for scattered site housing
that conforms with the regulations of the zoning district in which
it is located If town meeting approval for development requiring
zoning changes cannot be obtained after two separate attempts, the
site must either be used in conformance with the regulations for the
zoning district , or must be sold and the proceeds returned to the
fund Properties designated for open space preservation on the
Conservation Land Bank Plan may not be purchased by the Selectmen
for housing
5 HOW WILL THE TAX BE PAID? --- This is-covered primarily in
Section 9 The state enabling legislation proposed so far requires
that payment be made to the Register of Deeds at the time of
transfer and before recording of the deed If payment is not made
in full , the deed may not be recorded We do not feel that the
Lexington town meeting can impose this extra task on a county
employee Having our own tax collector collect the tax before
recording of the deed would, however, impose an undue hardship on
the real estate lawyers who must see that the tax is paid before
recording can take place We have therefore proposed instead that
the tax be a lien on the property being transferred That lien will
be included on all Lien Certificates issued by the Tax Collector to
lawyers during the process of clearing the title Mortgage banks
would not allow completion of a transfer without having proof
positive that the money was at hand and ready for payment Unless
the tax is paid in advance of transfer, the lien on the property
will be recorded with the deed, and will remain in force until a
certificate of payment , issued by the Tax Collector, is received by
the Register of Deeds Payment is due within 15 days after
recording of the deed
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6. WHO IS LIABLE FOR PAYMENT? --- Because the tax is a lien on
the property, we have proposed that the buyer be liable If the
seller were liable, and were able somehow to defeat the purpose of
this Act and effectively disappear without paying all or part of the
tax due, the purchaser would eventually have to pay the tax to clear
the title to the property This is not, however, a situation we
expect to encounter very often There have been arguments that the
seller , who is reaping the profits of the sale, could more easily
afford to pay the tax However, there is nothing in the Act to
prevent the buyer and seller from coming to whatever equitable
arrangement suits them for payment of the tax The market will
finally determine the maximum amount a property will bring, and in
actuality, the tax will probably be shared through some compromise
on the sale price, no matter who is liable under the law The
state legislature seems to be leaning towards liability of the
seller , primarily, we understand, out of a distaste for having
legislators vote for a tax that they themselves, as potential home
sellers, will not have to pay We think that it is in the interest
of the person who will be acquiring a property with a lien on it if
he or she is also the person responsible for eliminating that lien
7- ARE THERE PENALTIES FOR NON-PAYMENT ORUNDERPAYMENT? --- Yes,
and they are included in Section 1ff and 11 Section 11 also sets
forth the appeal procedure available to persons aggrieved by a
determination of the tax and/or penalties due